After upgrading your Cincinnati, OH commute with a brand new Chevrolet, you may be asking yourself, “What is comprehensive insurance vs. collision?” Put simply, collision insurance covers the damage your vehicle incurs during an accident, and comprehensive insurance covers any damage done to your vehicle that is not caused by an accident (natural disasters, vandalism, theft, etc.) Explore more details on the key differences between comprehensive vs. collision insurance with Tom Gill Chevrolet, below.
As we explore the key differences between comprehensive and collision insurance in-depth, it’s important to note that both of these options are just that: options. But they’re not the same as liability insurance, which is legally required for drivers in nearly every U.S. state, including Kentucky. With that said, let’s explore some examples of what is covered by comprehensive and collision insurance:
For ultimate peace of mind on Covington roads, many drivers like to combine comprehensive and collision insurance in addition to their liability insurance. However, because each driver has a unique budget, bundling comprehensive and collision insurance may not be an option. Consider the following factors to help make your decision:
If one or all of these factors are true for you, comprehensive insurance and collision insurance might be worth the extra cost each month.
Have lingering questions about whether comprehensive insurance, collision insurance, or both would be a smart financial decision? Get in touch with our finance experts for help working out the numbers. If you’re in the market for a new Chevy sports car or a new Chevrolet Silverado, we can also help you explore your financing options! Estimate your payments or stop by our Florence showroom to get started today.
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