How to Buy a New Car

2019 Chevy Corvette ZR1 Top View

Are you searching for the perfect new car for your daily commutes in Covington? Buying a new car can be an exciting experience, but it can also be overwhelming. If you’ve had frustrating dealership experiences or simply don’t know where to begin, don’t worry! This blog will provide you with valuable tips on how to buy a new car and when to buy a new car – ensuring you drive off the lot with a smile on your face.



When to Buy a New Car

Is it the right time to buy a new car? Making this hefty financial decision requires careful consideration. It’s not always easy to know when to buy a new car, so we’ve listed a few indicators that it might be time for you to take the leap:

  1. Expensive Repairs: If you find yourself constantly paying for costly repairs that are draining your wallet and time, it may be more cost-effective to invest in a new car.
  2. Safety Concerns: Feeling unsafe while driving your current car is a significant red flag. Don’t compromise your safety. If you have doubts about your car’s safety features, it’s time to bid farewell.
  3. Life Changes: Your lifestyle may have evolved since you purchased your current car. If you’re starting a family or have new cargo space requirements, consider upgrading to a small SUV with advanced safety features.
  4. Emissions Test Failures: If your car consistently fails emissions tests, the cost of bringing it up to standard can add up. Opting for a newer model may save you money in the long run.

How to Find Your Ideal New Car

Once you’ve decided it’s time for a new car, the next step is to find the perfect match. Follow these steps to simplify your search as you learn how to buy a new car:

  1. Set a Budget: Determine a budget for your new car and stick to it. If you need assistance, our finance center can help you find a suitable budget and payment plan.
  2. Narrow Your Search: Consider your driving habits, cargo space requirements, and desired technology and safety features. Research models that meet your needs and create a shortlist of your top three choices.
  3. Research and Test Drive: Dig deeper into your top choices by exploring safety ratings, reliability, and lifespan. If possible, take a test drive in each model to assess how they handle on Independence streets.
  4. Local Dealership Search: Conduct a local search to identify dealership options in the Cincinnati, OH area. Request price quotes and research what other shoppers have paid to ensure you get the best deal. Take advantage of big upcoming sale weekends or holidays like Black Friday or Presidents Day for potential discounts.

How to Afford a New Car

Once you’ve found your dream car, it’s essential to evaluate your budget and determine affordability. Consider the following factors:

  1. Monthly Debt Ratio: Your car payment, along with other debts like credit cards, student loans, and rent, should not exceed one-third of your monthly income.
  2. Additional Costs: Be aware of additional costs associated with buying a new car, including sales tax, interest rates, and trade-in value. Use online tools like our finance application and payment calculator to estimate monthly payments and explore financing options.

Find Your Dream Car at Tom Gill Chevrolet!

Buying a new car can be a smooth and enjoyable process when armed with the right knowledge. Follow these tips on when to buy a new car and how to find the ideal vehicle within your budget. Visit Tom Gill Chevrolet in Florence, where we offer a wide selection of quality models and rotating new vehicle specials. Contact us today to inquire about specific models or schedule a test drive. We look forward to providing you with an exceptional car shopping experience.


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